Friday, February 11, 2011

personal finance planning

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Attendees at PFP Conference by Julia Delligatti


bench craft company

autosport.com - F1 <b>News</b>: Kubica vows to return this season

Robert Kubica is convinced he will return to the Formula 1 track a better driver once he has recovered for the injuries he picked up in last weekend's rally crash, as he insisted he 'must' get back this year.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...

An octet of science <b>news</b>

Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...


bench craft company

Attendees at PFP Conference by Julia Delligatti


bench craft company

autosport.com - F1 <b>News</b>: Kubica vows to return this season

Robert Kubica is convinced he will return to the Formula 1 track a better driver once he has recovered for the injuries he picked up in last weekend's rally crash, as he insisted he 'must' get back this year.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...

An octet of science <b>news</b>

Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...


bench craft company

autosport.com - F1 <b>News</b>: Kubica vows to return this season

Robert Kubica is convinced he will return to the Formula 1 track a better driver once he has recovered for the injuries he picked up in last weekend's rally crash, as he insisted he 'must' get back this year.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...

An octet of science <b>news</b>

Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...


bench craft company

autosport.com - F1 <b>News</b>: Kubica vows to return this season

Robert Kubica is convinced he will return to the Formula 1 track a better driver once he has recovered for the injuries he picked up in last weekend's rally crash, as he insisted he 'must' get back this year.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...

An octet of science <b>news</b>

Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...


bench craft company bench craft company
bench craft company

Attendees at PFP Conference by Julia Delligatti


bench craft company
bench craft company

autosport.com - F1 <b>News</b>: Kubica vows to return this season

Robert Kubica is convinced he will return to the Formula 1 track a better driver once he has recovered for the injuries he picked up in last weekend's rally crash, as he insisted he 'must' get back this year.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...

An octet of science <b>news</b>

Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...


bench craft company

If you're reading this article, you have more of an interest in taking control of your financial situation than most. In reality, many people don't actively seek out information about how to effectively manage their money or even maintain the family budget. Instead, you'll see a lot of people rely on tips from a broker, friend, or brother who may not have put any research into their own decisions themselves. When it comes to something as important as their own financial well-being, people for some reason seem remarkably disinterested in becoming educated in things like how to properly save for college, what to do to secure a comfortable retirement, or even how to manage the monthly bills.

But you are reading this article which means you are interested. In that case, let's take a look at some of the best resources out there for financial education and money management.

If you're saving for college, go to www.savingforcollege.com - There are many options out there for saving for Junior's college bills. This is a great site for learning not only about 529s and Coverdell Education Savings Accounts (a lesser known option in addition to the 529) but also for help in figuring out how much you should save, applying for financial aid, tax consequences, and getting in contact with a financial professional.

If you're saving for retirement, go to www.401k.com - This site, run by Fidelity (who happens to be one of the retirement plan powerhouses), is the best place to get all the basics. The planning calculators available are particularly enticing as they cover everything from saving to budgeting to the growth of your money. Plus, if you're ready to invest, Fidelity is more than happy to help.

If you're learning about investments, go to www.morningstar.com - If you're a beginner, mutual funds are probably your best bet for dipping your toe in the water and Morningstar is the recognized industry leader in fund analysis. This site has the potential to be a bit overwhelming with the abundance of information available so you may want to stick with the basics before diving in. The Personal Finance section may be the ideal starting point.

If you're learning about the stock market, go to finance.yahoo.com - This site is my personal favorite and I keep it open during the day while at work. It's a great place for learning about and following the stock market and provides regular contributions from a number of financial experts.

If you're managing credit card debt, go to www.annualcreditreport.com - If you can get past the infomercials and catchy jingles, there's only one website that is authorized to provide you a free annual copy of your credit report and that's this one (the others usually require a subscription to a credit monitoring service which costs money). Everybody should have a copy of their credit report in hand to protect against unauthorized activity in your name and potential identity theft. There's probably no better free money saving idea out there than this.

There are a lot of great resources today to guide you in the journey towards financial independence. The biggest challenge is taking that first step. Financial literacy is an ongoing effort that few people ever really master but taking the time to learn will keep you several steps ahead of the pack.


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